For his birthday little Johnny asked for a 10-speed bicycle. His father said, "Son, we'd love to give you one, but the mortgage on this house is $80,000 and your mother just lost her job. There's no way we can afford it. "The next day the father saw little Johnny heading out the front door with a suitcase. So he asked, "Son, where are you going? Little Johnny told him, "I was walking past your room last night and I heard you tell mom you were pulling out. I heard her tell you to wait because she was coming too. And I'll be damned if I'm Sticking around here by myself with an $80,000 mortgage and no transportation.